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Case Study – Jonathan Kula


As a Software Manager at a leading financial services company, Jonathan Kula was looking to fulfill his personal goal of investing his wealth into real estate. Unfortunately, living in beautiful Southern California made it impractical and expensive to invest locally.

Mr. Kula considered long distance investing as an option, but doing it on his own felt overwhelming and time- consuming, especially while maintaining a full-time job and spending time with his family.

Since this would be his first-time buying an investment property, he ran into the issue of not having the experience to identify the characteristics of a good investment and which neighborhoods could provide the returns he was seeking.


In order to invest in real estate successfully, Mr. Kula knew he needed a partner that had the industry expertise and who could take on all the responsibilities of investing in real estate, from finding income- generating properties to day-to-day management.

“I liked the idea of having a service provider that handled all the details from property acquisition through property management,” Kula states. As he further reflects back on his experience, he adds, “As a beginner real estate investor, it was also good to get coaching from the team at HomeUnion® about the characteristics of a good investment property.”

Kula received expert coaching from one of our talented Solutions Managers who helped him decide to invest in a single-family rental in impressive San Antonio, where healthy job growth is increasing tenant demand.

Describing the process with HomeUnion®, Mr. Kula additionally notes, “As to be expected, the property needed some work, but HomeUnion® took care of all the rehab and then quickly got it rented with a one-year lease. I’ve been very happy with my experience, and I would consider purchasing another property with them in the future.”

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AnthonyConlyers Dec 3 2016 - 10:17 AM
Can I get started with as little as $5000 and a credit score of 675
    Alisha Chocha Dec 5 2016 - 4:16 PM
    Hi Anthony, Good question; we actually recommend $35K to $50K to purchase a rental property. This way investors are prepared for renovations, loan fees, and other expenses that come up when purchasing a rental. Financing and cash are not the only ways you can fund an investment. See here for other funding options: Thanks, Alisha at HomeUnion®
Marija Petrovic Feb 6 2017 - 9:28 PM
I'd be interested to try something like that out, I have never tried it out and feel I need more Investment options.
    Alisha Chocha Feb 7 2017 - 10:11 AM
    Hi Marija, Great! I've let your Solutions Manager know to contact you ASAP and go over your investment options. If you need anything else, please do not hesitate to ask. Thanks, Alisha at HomeUnion®
Nick Mar 26 2017 - 12:03 PM
What k8nd of cash on cash return are we talking here.thanks.

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