Fund Your Real Estate Investment Property

Whether you choose financing, a self-directed IRA or all cash, our experts create a customized plan that meets your investment needs.

GET PRE-APPROVED

How the lending process works

  • Step 1

    Pre-Qualify

    Start by gathering all the necessary paperwork to get the lending process started. Our talented team of lending specialists will then structure a loan that is specifically designed to help you achieve your financial goals.

    SCHEDULE A CALL
  • Step 2

    Approve

    Our team will verify all the paper work to ensure that your loan can move forward once the appraisal has been received. An escrow period is followed up after the offer has been accepted and paperwork has been exchanged, during this the funds will be held in an account by a neutral third party.

    GET PRE-APPROVED
  • Step 3

    Fund

    Once your loan documents have been signed, your loan will fund and record in the next 48 – 72 hours.
    Ready to get financed? Click the link to learn more about HomeUnion® Lending – a wholly owned subsidiary, which allows us to streamline the investment financing process for you.

    HomeUnion® Lending

Available funding options for you

Financing

MAXIMIZE YOUR RETURNS WITH A LOWER INITIAL AMOUNT

Leverage, or financing, enables you to earn a solid return on your investment with a smaller initial downpayment than all-cash purchases. With leverage, you only need to put down 20 percent of the home price.

All Cash

BE DEBT-FREE AND INCUR LESS RISK

Using all cash empowers you to gain additional negotiating power, remain debt-free, incur less risk, and usually ensures that your offer is preferred over others.

1031 Exchange

A 1031 exchange allows an investor to sell a property and reinvest the proceeds while deferring capital gains on taxes.

Self-Directed IRA

A self-directed IRA (SDIRA) allows an investor to acquire real estate as an asset while keeping the tax benefits of a traditional IRA.

Solo 401(k)

A self-employed business owner can grow their retirement nest egg by funding investment properties with a solo 401(k).

Benefits of HomeUnion® Lending

We’ve expanded with HomeUnion® Lending, a wholly owned subsidiary, which makes the financing process easy for you.
STREAMLINED PROCESS

By offering several financing options for your investment, we save you time and do all the legwork on your behalf.

LOWER INITIAL INVESTMENT

Financing enables you to put down a smaller initial investment while the bank pays for the rest.

MAXIMIZE YOUR RETURNS

Using financing to fund your investment, you gain monthly cash flow in the form of rent to pay off your loan.

HOMEUNION LENDING

Sold Properties

  • 2214 Creekside Lane Georgetown, TX 11 Beds 8 Baths - 4,472 Sqft • Built 1986
    SOLD 8/31/18 fmls
    • 9.95% GROSS YIELD
    • $19,583 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $410,000
    • $128,050
    • $3,400
  • 1936 Ridgecrest Drive Royse City, TX 3 Beds 2 Baths - 1,909 Sqft • Built 2018
    SOLD 9/04/18 fmls
    • 10.18% GROSS YIELD
    • $11,042 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $216,900
    • $70,732
    • $1,840
  • 2025 Monarch Dr N Austin, TX 5 Beds 4 Baths - 2,525 Sqft • Built 1973
    SOLD 8/07/18 fmls
    • 8.83% GROSS YIELD
    • $18,704 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $435,000
    • $140,800
    • $3,200
  • 4766 Nature Trail Austell, GA 3 Beds 3 Baths - 1,796 Sqft • Built 1999
    SOLD 9/04/18 fmls
    • 9.26% GROSS YIELD
    • $9,363 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $175,000
    • $66,625
    • $1,350

Who’s talking about HomeUnion®?



Apur
Posted on September 22nd, 2017

From Trust Pilot

I own five single family homes with HomeUnion® purchased over the past 2 years. My overall experience has been very good with no major surprises. As with any growing company, there have been some growing pains. However, in every way, I have noticed significant strides and improvements in HomeUnion® from better communication, a clearer web portal, and improved follow up. I have also found their management practices to be fair and the employees that I have worked with to be respectful and responsive...

I own five single family homes with HomeUnion® purchased over the past 2 years. My overall experience has been very good with no major surprises. As with any growing company, there have been some growing pains. However, in every way, I have noticed si...

Apur
Posted on September 22nd, 2017


Andrew
Posted on June 9th, 2017

From Trust Pilot

I learned about HomeUnion® in the New York Times. It specifically discussed how millennials (which I am) are delaying purchasing a home to live in because they are pushing back marriage, delaying having children, and cannot afford a home yet. As a result of this apparent new social order millennials are potentially forgoing future wealth by not purchasing a home as soon as the earlier generations. The article cited a 20 something year old purchasing an investment property through HomeUnion®. He li...

I learned about HomeUnion® in the New York Times. It specifically discussed how millennials (which I am) are delaying purchasing a home to live in because they are pushing back marriage, delaying having children, and cannot afford a home yet. As a res...

Andrew
Posted on June 9th, 2017


Larry M.
Posted on May 22nd, 2017

From Trust Pilot

This was my first experience in purchasing real estate for the purpose of receiving rental income. There were a list of companies to choose from, but I couldn't have made a better choice than with HomeUnion®. This company takes all the guess work out of the buying experience. They stayed with me from start to finish and the staff was always friendly and available to answer any questions I had. Highly recommend HomeUnion® to anyone who feels ready to become a property owner/landlord. I look for...

This was my first experience in purchasing real estate for the purpose of receiving rental income. There were a list of companies to choose from, but I couldn't have made a better choice than with HomeUnion®. This company takes all the guess work ...

Larry M.
Posted on May 22nd, 2017


Yash
Posted on September 22nd, 2017

From Trust Pilot

I have bought couple of rental properties through Home Union. Both the properties are cash flow properties. These properties are doing great so far but I have them for less than a year for now. My experience has been amazing with home union so far starting from finding the right property, inspection, closing, rehab and then handing over for asset management. I truly believe in this company and they have the best win-win model for busy professionals who doesn't have enough time to find deal o...

I have bought couple of rental properties through Home Union. Both the properties are cash flow properties. These properties are doing great so far but I have them for less than a year for now. My experience has been amazing with home union so far st...

Yash
Posted on September 22nd, 2017