Fund Your Real Estate Investment Property

Whether you choose financing, a self-directed IRA or all cash, our experts create a customized plan that meets your investment needs.

GET PRE-APPROVED

How the lending process works

  • Step 1

    Pre-Qualify

    Start by gathering all the necessary paperwork to get the lending process started. Our talented team of lending specialists will then structure a loan that is specifically designed to help you achieve your financial goals.

    SCHEDULE A CALL
  • Step 2

    Approve

    Our team will verify all the paper work to ensure that your loan can move forward once the appraisal has been received. An escrow period is followed up after the offer has been accepted and paperwork has been exchanged, during this the funds will be held in an account by a neutral third party.

    GET PRE-APPROVED
  • Step 3

    Fund

    Once your loan documents have been signed, your loan will fund and record in the next 48 – 72 hours.
    Ready to get financed? Click the link to learn more about HomeUnion® Lending – a wholly owned subsidiary, which allows us to streamline the investment financing process for you.

    HomeUnion® Lending

Available funding options for you

Financing

MAXIMIZE YOUR RETURNS WITH A LOWER INITIAL AMOUNT

Leverage, or financing, enables you to earn a solid return on your investment with a smaller initial downpayment than all-cash purchases. With leverage, you only need to put down 20 percent of the home price.

All Cash

BE DEBT-FREE AND INCUR LESS RISK

Using all cash empowers you to gain additional negotiating power, remain debt-free, incur less risk, and usually ensures that your offer is preferred over others.

1031 Exchange

A 1031 exchange allows an investor to sell a property and reinvest the proceeds while deferring capital gains on taxes.

Self-Directed IRA

A self-directed IRA (SDIRA) allows an investor to acquire real estate as an asset while keeping the tax benefits of a traditional IRA.

Solo 401(k)

A self-employed business owner can grow their retirement nest egg by funding investment properties with a solo 401(k).

Benefits of HomeUnion® Lending

We’ve expanded with HomeUnion® Lending, a wholly owned subsidiary, which makes the financing process easy for you.
STREAMLINED PROCESS

By offering several financing options for your investment, we save you time and do all the legwork on your behalf.

LOWER INITIAL INVESTMENT

Financing enables you to put down a smaller initial investment while the bank pays for the rest.

MAXIMIZE YOUR RETURNS

Using financing to fund your investment, you gain monthly cash flow in the form of rent to pay off your loan.

HOMEUNION LENDING

Sold Properties

  • 6632 Redbud Drive Watauga, TX 3 Beds 2 Baths - 1,312 Sqft • Built 1984
    SOLD 5/24/18 fmls
    • 11.07% GROSS YIELD
    • $8,098 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $155,000
    • $60,325
    • $1,430
  • 2613 Stanford Street Rowlett, TX 4 Beds 4 Baths - 1,813 Sqft • Built 1984
    SOLD 7/30/18 fmls
    • 12.00% GROSS YIELD
    • $14,369 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $260,000
    • $91,800
    • $2,600
  • 5618 Laurel Ridge Dri... East Point, GA 4 Beds 3 Baths - 1,805 Sqft • Built 2018
    SOLD 8/03/18 fmls
    • 10.53% GROSS YIELD
    • $9,612 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $150,990
    • $50,062
    • $1,325
  • 1404 Zephyr Ln Round Rock, TX 6 Beds 6 Baths - 3,651 Sqft • Built 2018
    SOLD 7/31/18 fmls
    • 8.82% GROSS YIELD
    • $22,721 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $490,000
    • $147,200
    • $3,600

Who’s talking about HomeUnion®?



peter
Posted on September 18th, 2017

From Trust Pilot

I've had a property with HomeUnion® for a little over two years and it's met my expectations. I'm a pretty busy professional and I have kids so I didn't want to spend the time researching different markets outside of where I live. So many of my friends have refused to buy rental properties because they're worried about the hassle. This company has made it pretty painless. As expected, I've had to deal with tenant turnover and some stuff breaking from time to time, but I...

I've had a property with HomeUnion® for a little over two years and it's met my expectations. I'm a pretty busy professional and I have kids so I didn't want to spend the time researching different markets outside of where I live. So m...

peter
Posted on September 18th, 2017


Apur
Posted on September 22nd, 2017

From Trust Pilot

I own five single family homes with HomeUnion® purchased over the past 2 years. My overall experience has been very good with no major surprises. As with any growing company, there have been some growing pains. However, in every way, I have noticed significant strides and improvements in HomeUnion® from better communication, a clearer web portal, and improved follow up. I have also found their management practices to be fair and the employees that I have worked with to be respectful and responsive...

I own five single family homes with HomeUnion® purchased over the past 2 years. My overall experience has been very good with no major surprises. As with any growing company, there have been some growing pains. However, in every way, I have noticed si...

Apur
Posted on September 22nd, 2017


Michael Nardo
Posted on December 22nd, 2017

From Trust Pilot

HomeUnion® does a first class job at bringing the real estate investment experience to the novice investor. They are there supporting you from the moment you browse their extensive website to your first close and beyond. Everyone executes on their role with great pride and the result is a support team that performs well beyond my expectations. I feel like I have a "real estate braintrust" at my fingertips and they are always responsive when it comes to answering a question/concern with a potentia...

HomeUnion® does a first class job at bringing the real estate investment experience to the novice investor. They are there supporting you from the moment you browse their extensive website to your first close and beyond. Everyone executes on their rol...

Michael Nardo
Posted on December 22nd, 2017


James Shih
Posted on January 15th, 2018

From Trust Pilot

I had never heard of Home Union until my friend recommended them to me as he has 10 properties and is doing very well off the cash flow. After going to their office to meet with their rep, seeing that they were a real and legit company, I took a chance and got 1 property with them.Keep in mind if you've never done real estate investment there is a lot of information to assimilate and process. Luckily Home Union was very good about getting that information to me and letting me know what I nee...

I had never heard of Home Union until my friend recommended them to me as he has 10 properties and is doing very well off the cash flow. After going to their office to meet with their rep, seeing that they were a real and legit company, I took a chan...

James Shih
Posted on January 15th, 2018