Fund Your Real Estate Investment Property

Whether you choose financing, a self-directed IRA or all cash, our experts create a customized plan that meets your investment needs.

GET PRE-APPROVED

How the lending process works

  • Step 1

    Pre-Qualify

    Start by gathering all the necessary paperwork to get the lending process started. Our talented team of lending specialists will then structure a loan that is specifically designed to help you achieve your financial goals.

    SCHEDULE A CALL
  • Step 2

    Approve

    Our team will verify all the paper work to ensure that your loan can move forward once the appraisal has been received. An escrow period is followed up after the offer has been accepted and paperwork has been exchanged, during this the funds will be held in an account by a neutral third party.

    GET PRE-APPROVED
  • Step 3

    Fund

    Once your loan documents have been signed, your loan will fund and record in the next 48 – 72 hours.
    Ready to get financed? Click the link to learn more about HomeUnion® Lending – a wholly owned subsidiary, which allows us to streamline the investment financing process for you.

    HomeUnion® Lending

Available funding options for you

Financing

MAXIMIZE YOUR RETURNS WITH A LOWER INITIAL AMOUNT

Leverage, or financing, enables you to earn a solid return on your investment with a smaller initial downpayment than all-cash purchases. With leverage, you only need to put down 20 percent of the home price.

All Cash

BE DEBT-FREE AND INCUR LESS RISK

Using all cash empowers you to gain additional negotiating power, remain debt-free, incur less risk, and usually ensures that your offer is preferred over others.

1031 Exchange

A 1031 exchange allows an investor to sell a property and reinvest the proceeds while deferring capital gains on taxes.

Self-Directed IRA

A self-directed IRA (SDIRA) allows an investor to acquire real estate as an asset while keeping the tax benefits of a traditional IRA.

Solo 401(k)

A self-employed business owner can grow their retirement nest egg by funding investment properties with a solo 401(k).

Benefits of HomeUnion® Lending

We’ve expanded with HomeUnion® Lending, a wholly owned subsidiary, which makes the financing process easy for you.
STREAMLINED PROCESS

By offering several financing options for your investment, we save you time and do all the legwork on your behalf.

LOWER INITIAL INVESTMENT

Financing enables you to put down a smaller initial investment while the bank pays for the rest.

MAXIMIZE YOUR RETURNS

Using financing to fund your investment, you gain monthly cash flow in the form of rent to pay off your loan.

HOMEUNION LENDING

Sold Properties

  • 2913 Sawyers Mill Dri... Apex, NC 4 Beds 3 Baths - 2,225 Sqft • Built 2001
    SOLD 9/30/18 fmls
    • 7.37% GROSS YIELD
    • $13,399 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $287,500
    • $99,500
    • $1,765
  • 6916 Rockwell Bouleva... Charlotte, NC 3 Beds 2 Baths - 1,227 Sqft • Built 2000
    SOLD 10/22/18 fmls
    • 10.07% GROSS YIELD
    • $8,030 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $135,900
    • $54,309
    • $1,140
  • 60 Hibiscus Court Dallas, GA 4 Beds 3 Baths - 2,007 Sqft • Built 2018
    SOLD 10/08/18 fmls
    • 8.95% GROSS YIELD
    • $10,539 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $187,490
    • $61,559
    • $1,399
  • 1265 Baywood Glen Lithonia, GA 4 Beds 3 Baths - 2,067 Sqft • Built 1991
    SOLD 10/23/18 fmls
    • 11.86% GROSS YIELD
    • $8,147 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $129,000
    • $52,135
    • $1,275

Who’s talking about HomeUnion®?



Larry M.
Posted on January 17th, 2018

From Trust Pilot

I wish to take the opportunity to express my thanks to the entire staff at HU.I began by cautiously making my first investment at the beginning of 2017.Because of the expertise of the HU staff, I have just completed my third investment in December. This company knows the business like no other. What a great team to work with. Because of my limited knowledge in real estate investing the staff at HU made the process extremely easy. They couldn't have made me feel more comfortable with all thre...

I wish to take the opportunity to express my thanks to the entire staff at HU.I began by cautiously making my first investment at the beginning of 2017.Because of the expertise of the HU staff, I have just completed my third investment in December. T...

Larry M.
Posted on January 17th, 2018


Kumar
Posted on October 1st, 2017

From Trust Pilot

I initially had my doubts. Done some homework. Did cautious planning and now I am a happy and satisfied customer with homeunion. First, it is not forget everything and let HU take care of everything attitude. That wil not work here and for that matter I believe anywhere as well. We have to give some inputs, thoughts and planning from our end to make sure we let them make the correct choice. They will assist you and make sure they do what ever they can. One good thing about them is customer servi...

I initially had my doubts. Done some homework. Did cautious planning and now I am a happy and satisfied customer with homeunion. First, it is not forget everything and let HU take care of everything attitude. That wil not work here and for that matte...

Kumar
Posted on October 1st, 2017


Yash
Posted on September 22nd, 2017

From Trust Pilot

I have bought couple of rental properties through Home Union. Both the properties are cash flow properties. These properties are doing great so far but I have them for less than a year for now. My experience has been amazing with home union so far starting from finding the right property, inspection, closing, rehab and then handing over for asset management. I truly believe in this company and they have the best win-win model for busy professionals who doesn't have enough time to find deal o...

I have bought couple of rental properties through Home Union. Both the properties are cash flow properties. These properties are doing great so far but I have them for less than a year for now. My experience has been amazing with home union so far st...

Yash
Posted on September 22nd, 2017


James Shih
Posted on January 15th, 2018

From Trust Pilot

I had never heard of Home Union until my friend recommended them to me as he has 10 properties and is doing very well off the cash flow. After going to their office to meet with their rep, seeing that they were a real and legit company, I took a chance and got 1 property with them.Keep in mind if you've never done real estate investment there is a lot of information to assimilate and process. Luckily Home Union was very good about getting that information to me and letting me know what I nee...

I had never heard of Home Union until my friend recommended them to me as he has 10 properties and is doing very well off the cash flow. After going to their office to meet with their rep, seeing that they were a real and legit company, I took a chan...

James Shih
Posted on January 15th, 2018