Fund Your Real Estate Investment Property

Whether you choose financing, a self-directed IRA or all cash, our experts create a customized plan that meets your investment needs.

GET PRE-APPROVED

How the lending process works

  • Step 1

    Pre-Qualify

    Start by gathering all the necessary paperwork to get the lending process started. Our talented team of lending specialists will then structure a loan that is specifically designed to help you achieve your financial goals.

    SCHEDULE A CALL
  • Step 2

    Approve

    Our team will verify all the paper work to ensure that your loan can move forward once the appraisal has been received. An escrow period is followed up after the offer has been accepted and paperwork has been exchanged, during this the funds will be held in an account by a neutral third party.

    GET PRE-APPROVED
  • Step 3

    Fund

    Once your loan documents have been signed, your loan will fund and record in the next 48 – 72 hours.
    Ready to get financed? Click the link to learn more about HomeUnion® Lending – a wholly owned subsidiary, which allows us to streamline the investment financing process for you.

    HomeUnion® Lending

Available funding options for you

Financing

MAXIMIZE YOUR RETURNS WITH A LOWER INITIAL AMOUNT

Leverage, or financing, enables you to earn a solid return on your investment with a smaller initial downpayment than all-cash purchases. With leverage, you only need to put down 20 percent of the home price.

All Cash

BE DEBT-FREE AND INCUR LESS RISK

Using all cash empowers you to gain additional negotiating power, remain debt-free, incur less risk, and usually ensures that your offer is preferred over others.

1031 Exchange

A 1031 exchange allows an investor to sell a property and reinvest the proceeds while deferring capital gains on taxes.

Self-Directed IRA

A self-directed IRA (SDIRA) allows an investor to acquire real estate as an asset while keeping the tax benefits of a traditional IRA.

Solo 401(k)

A self-employed business owner can grow their retirement nest egg by funding investment properties with a solo 401(k).

Benefits of HomeUnion® Lending

We’ve expanded with HomeUnion® Lending, a wholly owned subsidiary, which makes the financing process easy for you.
STREAMLINED PROCESS

By offering several financing options for your investment, we save you time and do all the legwork on your behalf.

LOWER INITIAL INVESTMENT

Financing enables you to put down a smaller initial investment while the bank pays for the rest.

MAXIMIZE YOUR RETURNS

Using financing to fund your investment, you gain monthly cash flow in the form of rent to pay off your loan.

HOMEUNION LENDING

Sold Properties

  • 21709 Crystal Way Lago Vista, TX 3 Beds 2 Baths - 1,556 Sqft • Built 2018
    SOLD 1/30/19 fmls
    • 9.94% GROSS YIELD
    • $10,093 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $211,211
    • $61,639
    • $1,750
  • 917 Prologue Road Durham, NC 3 Beds 2 Baths - 1,547 Sqft • Built 1977
    SOLD 2/05/19 fmls
    • 8.22% GROSS YIELD
    • $9,175 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $189,000
    • $52,920
    • $1,295
  • 111 Kingsway Circle Charlotte, NC 4 Beds 3 Baths - 2,222 Sqft • Built 1965
    SOLD 2/28/19 fmls
    • 8.45% GROSS YIELD
    • $10,409 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $220,000
    • $61,600
    • $1,550
  • 121 Alton Circle Villa Rica, GA 3 Beds 3 Baths - 1,704 Sqft • Built 2018
    SOLD 2/04/19 fmls
    • 9.81% GROSS YIELD
    • $7,430 NET OPERATING INCOME
    • Purchase Price
    • Investment
    • Projected Rent
    • $131,490
    • $43,919
    • $1,075

Who’s talking about HomeUnion®?



Kumar
Posted on October 1st, 2017

From Trust Pilot

I initially had my doubts. Done some homework. Did cautious planning and now I am a happy and satisfied customer with homeunion. First, it is not forget everything and let HU take care of everything attitude. That wil not work here and for that matter I believe anywhere as well. We have to give some inputs, thoughts and planning from our end to make sure we let them make the correct choice. They will assist you and make sure they do what ever they can. One good thing about them is customer servi...

I initially had my doubts. Done some homework. Did cautious planning and now I am a happy and satisfied customer with homeunion. First, it is not forget everything and let HU take care of everything attitude. That wil not work here and for that matte...

Kumar
Posted on October 1st, 2017


Andrew
Posted on July 5th, 2017

From Trust Pilot

Let me start by saying every real estate investment has inherent risks involved. HomeUnion® provides a platform and a team of Professionals that help to mitigate the risk when investing in real Estate. I have one property that has been performing, as predicted. I have heard skeptics of HomeUnion® complain about the some of the purchasing fees involved in working with HomeUnion®. I feel that the fees are appropriate. If you think of the time, and money you would spend to research properties on your ...

Let me start by saying every real estate investment has inherent risks involved. HomeUnion® provides a platform and a team of Professionals that help to mitigate the risk when investing in real Estate. I have one property that has been performing, as ...

Andrew
Posted on July 5th, 2017


Yash
Posted on September 22nd, 2017

From Trust Pilot

I have bought couple of rental properties through Home Union. Both the properties are cash flow properties. These properties are doing great so far but I have them for less than a year for now. My experience has been amazing with home union so far starting from finding the right property, inspection, closing, rehab and then handing over for asset management. I truly believe in this company and they have the best win-win model for busy professionals who doesn't have enough time to find deal o...

I have bought couple of rental properties through Home Union. Both the properties are cash flow properties. These properties are doing great so far but I have them for less than a year for now. My experience has been amazing with home union so far st...

Yash
Posted on September 22nd, 2017


Sri
Posted on June 29th, 2017

From Trust Pilot

I have had bought 2 houses from Home Union. Each and everyone in Home Union is honest and straight . Arnold who I work with as the first step actually advised me to chose another investment , when i was looking for my first rental property, as the one I was choosing was backing into a highway. He could have easily sold me that. But he did not. We had a loss of an appliance within 1st week of renting the first home. Home union worked with me and returned the expense. Bear in mind I did not ask th...

I have had bought 2 houses from Home Union. Each and everyone in Home Union is honest and straight . Arnold who I work with as the first step actually advised me to chose another investment , when i was looking for my first rental property, as the on...

Sri
Posted on June 29th, 2017