Real Estate Investing Strategies that Work
Do you have an investment plan to continue generating income in retirement?
ALREADY RETIRED? We have a strategy for you too!
A recent survey from the Employment Benefit Research Institute discovered that 64% of Americans felt they are behind in saving for retirement. If you are part of this overwhelming majority that feels like they haven’t saved enough, you will either have to work longer and/or make sacrifices to the lifestyle you have been working hard to attain.
One of the best ways to ensure that you won’t outlive your retirement savings is to create a plan that will generate an additional stream of income in retirement. In this paper, we’ll show you how you can easily build a real estate portfolio that will allow you to passively generate income in retirement.
The most successful investors do not compose their portfolio with just stocks, bonds and mutual funds. They include an alternate asset class that’s not tied to the stock market – real estate. While there are many different types of real estate to invest in, single family rentals can help you significantly grow your capital, and allow you to generate monthly income in retirement without touching the principal value of your asset.
Benefits of Single Family Rentals
It ultimately comes down to knowing your time horizon and creating an investment strategy around it. When investing for your future, the first and foremost question you should be asking is, “What is my time horizon?”
Knowing your time horizon allows you to:
CHOOSE TYPE OF PROPERTIES.
Should you invest in properties that appreciate, give you cash flow, or both?
PICK YOUR FUNDING.
Should you finance your investment properties or pay all cash?
DECIDE YOUR RISK TOLERANCE.
Should you be aggressive or conservative with your investments?
For simplicity’s sake, we’re going to place investors into three different horizons to give you an idea of strategies that each should use.
|YEARS UNTIL RETIREMENT||TYPICAL AGE OF INVESTOR||HORIZON GOAL|
|0-10 Years||55 years or older||Generate as much cash flow as possible in the short term|
|10-20 Years||45-55 years old||Grow capital and diversify your portfolio in the short term, while maximizing income in retirement|
|20+ Years||45 years or younger||Maximize wealth in the short & mid-term while generating as much income as possible in retirement|
CHOOSE YOUR TIME HORIZON TO FIND OUT WHAT YOUR REAL ESTATE STRATEGY SHOULD BE: