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5487 White Oak Lane San Diego, CA 92130

4 Beds 3 Baths 2,673 sqft Built 2005

$1,475,000

List Price

$4,560

$4.3K - $4.8K

Rent Est.

PROPERTY INFO

December 05, 2020 RECENTLY ADDED
FACTS
  • Single Family
  • Built In 2005
  • Price/Sqft : $551.81
  • 7 Days on Market
  • MLS # : 200052856
  • Updated Date : 12/05/2020 at 20:27
CONSTRUCTION
  • Beds : 4
  • Floor Size : 2,673 sqft
  • Baths : 3 full
Listing Agent

American Real Estate Group

Listing Agent's Description

This Alluring 4 Bedroom & 3 Bathroom Home is located in in the Highly Desirable Pacific Highlands Ranch Neighborhood of Carmel Valley. With Hard Flooring Throughout the Entire Home & Bright Spacious Living Areas this home is Perfect for Families of All Shapes & Sizes. Whether you are a growing family, or even a couple expecting their first child, you will definitely Appreciate the Custom Built Walk-In Closet in the Master Bedroom, Built-in Garage Cabinets, Converted Garage Office & Upstairs Loft.

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MARKET HIGHLIGHTS

  • As part of Southern California area, San Diego market inherits all the benefits from the area.
  • Southern California area contributes to 55.3% of California state economy i.e. Gross State Product (USMayors.org, 2018)
  • The area has major technology nodes of excellence: Los Angeles (Media and entertainment); Pasadena (High-tech engineering, data analytics); Riverside (Agtech, transportation/ distribution); San Diego (Healthcare, biotech, wireless communications); Irvine (Medtech, cyber security); El Segundo (Aerospace and defense IT, space transport) [BCG, 2018]
  • Southern California has 58.7% labor force participation rate; within this area, Los Angeles metro has 62.3% labor force participation rate (USMayors.org, 2018)
  • Southern California's economy is worth $1.58 trillion in Gross Metro Product and projected to grow to $1.67 trillion (USMayors.org, 2018)
  • Headquarters to several Fortune 500 companies: Amgen, Farmers Insurance, Walt Disney, Avery Dennison, Activision Blizzard, CBRE Group, Edison International, Molina Healthcare, First American Financial, Pacific Life, Qualcomm and Sempra Energy (Fortune, 2018)
  • Southern California produces more technology PhDs per year than any other region in the country and many of the higher educated students stay within Souther California contributing to readily available workforce skills making the area more attractive than Silicon Valley (BCG, 2018)

PRICE & RENT TRENDS

Neighborhood: Pacific Highlands Ranch

NeighborhoodNIR Market*CityMarket2010Year20002019300k400k500k600k700k800k900k1000k1100k1200kPrice in $233k1266k

* NIR Market: Aggregated price or rent trend of all neighborhoods with same NIR

Neighborhood: Pacific Highlands Ranch

NeighborhoodNIR Market*CityMarket2010Year2000 Q42019 Q22000250030003500400045005000Rent in $16275309

* NIR Market: Aggregated price or rent trend of all neighborhoods with same NIR

SCHOOLS

NAME EDUCATIONAL LEVEL SCHOOL TYPE # OF STUDENTS # OF TEACHERS GREATSCHOOLS RATING
Sycamore Ridge School Primary Regular 500 23 8
Sycamore Ridge School Middle Regular 500 23 8
Torrey Pines High School High Regular 2,752 103 10

Sycamore Ridge School

  • Education Level: Primary
  • # of students: 500
  • # of teachers: 23
8
GreatSchools Rating

Sycamore Ridge School

  • Education Level: Middle
  • # of students: 500
  • # of teachers: 23
8
GreatSchools Rating

Torrey Pines High School

  • Education Level: High
  • # of students: 2,752
  • # of teachers: 103
10
GreatSchools Rating
 

$1,327,500$1,622,500$1,475,000

PURCHASE PRICE

$4,104$5,016$4,560

RENT

DOWN PAYMENT
FINANCING

FINANCIALS

PROJECTED BASIC MONTHLY INCOME STATEMENT

INCOME Rent $4,560
EXPENSES Loan Payment -$5,442
Property Tax -$1,422
Property Insurance -$94
HOA -$122
Property Management Fees -$129
CASH FLOW
-$2,649

This is the estimated cash flow generated during a typical maintenance-free month. It is recommended that investors set aside 13% of earned rent to cover both maintenance and periods of vacancy.

$1,475,000

PROJECTED PRICE

$4,560

PROJECTED RENT

0.31%

PROJECTED RENT / PRICE RATIO

ASSUMPTIONS

Expense Inflation 2.50%
Rental Growth Year (1-5) 4.65%
Appreciation Year (1-5) 5.3%
Maintenance Year (1-5) 8.00%
Vacancy 5.45%
Length of Stay Years 2

PROJECTED ACCUMULATED WEALTH

30 YEAR PROJECTION

  • Cash Flow
  • Appreciation
  • Principal
11530$0.0$500k$1.0M$1.5M$2.0M$2.5M$3.0M$3.5M$4.0M

PROJECTED ANNUAL CASH FLOW

11530-$40k-$30k-$20k-$10k$0.0$10k

PROJECTED PROPERTY VALUE

30 YEAR PROJECTION

  • Appreciation
  • Principal
  • Loan Balance
11530$0.0$500k$1.0M$1.5M$2.0M$2.5M$3.0M$3.5M$4.0M

TOTAL CASH OUT OF POCKET

TOTAL OUT OFPOCKET$396,625

INVESTMENT

$396,625

Down Payment
$368,750
Rehab Estimate
$5,750
Closing Costs
$22,125

LOAN DETAILS

25%

DOWN PAYMENT

HOMEUNION RECOMMENDS:

A 75% down payment or higher enables the proceeds from the asset to cover all costs.

$5,442

MONTHLY LOAN PAYMENT

30 yr
Term
4.25%
Interest
25.00%
Down Payment
Term 30 Years
Interest 4.25%
Down Payment $368,750
Loan Amount $1,106,250
See What Happens When You Reinvest Cash Flow

0.17

YEARS SAVED

$167

INTEREST SAVED

CASH FLOW REINVESTMENT

The time & interest saved by applying each month's positive cash flow towards loan principal pay down.

  • $4,560

    LIST RENT
  • $1.71

    LIST RENT PER SQFT
  • $4,564

    COMP ESTIMATED VALUE
  • $1.71

    COMP AVG. RENT PER SQFT
Comps Range
$4,300
1$4,3002$4,4003$4,5004$4,5605$4,900
$4,900
RENT COMPS ANALYSIS
  • 5487 White Oak Lane San Diego, CA 4
    • 4 beds 3 baths ∙ 2,673 Sqft ∙ Built 2005 4 beds 3 baths ∙ 2,673 Sqft ∙ Built 2005
    property image
    • Rent
    • Rent Per SQFT
    •  
    • $4,560
    • $1.71
    •  
  • 13138 Sunstone Point San Diego, CA 1
    • 4 beds 3 baths ∙ 2,516 Sqft ∙ Built 2005 4 beds 3 baths ∙ 2,516 Sqft ∙ Built 2005
    property image
    LEASED 04/26/20
    • Rent
    • Rent Per SQFT
    •  
    • $4,300
    • $1.71
    •  
  • 12695 Ashley Falls Drive San Diego, CA 2
    • 5 beds 3 baths ∙ 2,658 Sqft ∙ Built 1996 5 beds 3 baths ∙ 2,658 Sqft ∙ Built 1996
    property image
    LEASED 07/04/20
    • Rent
    • Rent Per SQFT
    •  
    • $4,400
    • $1.66
    •  
  • 5544 Porter Creek Rd San Diego, CA 3
    • 4 beds 3 baths ∙ 2,724 Sqft ∙ Built 2003 4 beds 3 baths ∙ 2,724 Sqft ∙ Built 2003
    property image
    LEASED 07/05/20
    • Rent
    • Rent Per SQFT
    •  
    • $4,500
    • $1.65
    •  
  • 4695 Serenata San Diego, CA 5
    • 4 beds 3 baths ∙ 2,700 Sqft ∙ Built 1989 4 beds 3 baths ∙ 2,700 Sqft ∙ Built 1989
    property image
    LEASED 03/04/20
    • Rent
    • Rent Per SQFT
    •  
    • $4,900
    • $1.81
    •  
PROPERTY LISTING DETAILS
Crystal Lee
1.858.717.3005
American Real Estate Group
BESbswy