Latest IRA Facts from HomeUnion

Latest IRA Facts

IRA Nest EggSnapshot of US Retirement Market year ending 2011

Market Size:

The market deployed a total retirement assets of $17.5 trillion


.  Nearly four out of 10 U.S. households owned IRAs in 2011

.  49 Million households owned at least one or more types of IRAs

.  44 Percent of U.S. Households Owned Mutual Funds in 2011

.  About one-third of U.S. households owned traditional IRAs in 2011

.  IRA owners are savers

.  IRA ownership increased with household income

.  44 Percent of U.S. Households Owned Mutual Funds in 2011

.  90 Million Individual U.S. Investors Owned Mutual Funds in 2011


.  The median financial assets of IRA-owning households was 8 times greater than that of the households with no IRAs

.  56% of IRA households earned $50,000 or more

.  Rollovers from employer-sponsored retirement plans have fueled the growth in IRAs.

.  Although most U.S. households were eligible to make contributions, few did so.

.  Only 14% percent of U.S. households contributed to any type of IRA in tax year 2010 with very few households making  “catch-up” contributions to traditional IRAs or Roth IRAs.

(Source:, WSJ)

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